← Free tools

Free tool

Personal loan calculator

Work out the monthly payment and total interest on a personal or consolidation loan.

Term

Monthly paymentExample

$410

Total interest
$4,675
Total you'd repay
$19,675
  • Amount borrowed
  • Interest and fees

A longer term lowers the monthly payment but adds interest. Try 36 and 60 months side by side.

  • Fixed rate and fixed monthly payments, as with most personal loans.
  • Compare offers by APR, which includes fees, not just the interest rate.
  • Estimates only, for planning. This isn't an offer of credit or advice about your situation.

Compare real loan offers

Answer a few questions to see personal loan options. It won't affect your credit score.

Check my loan options →

More free tools