← Free tools
Free tool
Home equity calculator
See how much you might borrow against your home with a home equity loan or HELOC.
You may be able to borrow up toExample
$132,500
At a 85% limit. Your total equity is $200,000.
- Monthly payment over 15 years
- $1,305
Lenders also look at your credit, income and other debts, so the amount offered can be lower. A home equity loan or HELOC is secured by your home, so missing payments could put it at risk.
- Most lenders cap all loans on a home at 80% to 90% of its value.
- The rate here is only an example. Rates depend on your credit and the lender.
- Estimates only, for planning. This isn't an offer of credit or advice about your situation.
Find out what you could borrow
Answer a few questions and we'll match you with a home equity lender.
Check my home equity options →
